The year 2020 will undoubtedly go down in history. Despite the fact that only the first half of this year has passed, we have already witnessed a global pandemic, the worst fall on world markets since 1987, and also negative oil prices. This is the first time in history that a thing like that has happened, but unless a significant change will take over the financial world, we can almost certainly say that it did not happen for the last time.

What needs to change? To put it very simply, the whole financial system and how people perceive it needs to change. The financial system we live in is far from the technological progress we have seen in recent decades. It is a system that constantly supports indebtedness, thus creating various "bubbles". As soon as these bubbles burst, the financial crisis, rising unemployment, inflation, and re-indebtedness come to sweep us from our feet.

Central banks almost always come up with a "new monetary policy." However, each time the solution involves the notion of printing new money – usually in greater amounts than during the previous crisis. During the last financial crisis in 2008-2009, it was hundreds of billions of dollars. Now, central banks are pushing for a new frontier - trillions of dollars worth of money, and unless there is a change in the financial system, they will most likely have to print tens of trillions of dollars in the next financial crisis. However, such a system cannot work forever.

And it probably won't, because in the current crisis, something that wasn't there in previous crises - Bitcoin - can help us. It reaffirmed its potential when the Federal Reserve announced an "endless printing of money" and oil prices fell below zero. On both occasions, Bitcoin rose. Despite falling to $ 3,600 this year, it has returned to $ 10,000, surpassing gold as the most profitable asset this year.

Bitcoin also brought along the idea that money or currencies do not have to be controlled by the state in order to work. The fact that cryptocurrencies have been working for more than a decade practically without error confirms that this idea is not only possible but also that it is feasible and can bring positive changes to the financial world. Many famous figures of the economic world, therefore, claim that it will not be banks who will not get us out of the next crisis, it will be cryptocurrencies.

Experienced investors are different from ordinary people as they can identify such opportunities at the right time. The financial system as we know it is simply outdated and no longer meets the requirements of the market. In addition, the various crises, as well as the ones we are currently rushing into, according to economists around the world, open people's eyes. Will people be interested in the money that loses its value due to (often irresponsible) actions of states and banks, or will they become more interesting in currencies that are not subject to policies controlled by states, banks, or even individuals?